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New Drive Through Hours Starting April 1st, 2013 Drive Through hours will be 7:30 AM to 5:00 PM. Monday through Friday. Lobby Hours will remain the same at 8:00 AM to 5:00 PM. Saturdays Lobby and Drive Through will also remain the same at 8:00 AM to 12:00 PM. ATM Deposits
If you have a Mid Kansas Credit Union debit card, you can make cash or check deposits at the ATM at either our Moundridge or Buhler branch. Simply follow the instructions on the screen, and please use the envelopes provided as odd size envelopes easily jam in the machine. Once you make your deposit, up to $200 of those funds will be available to you immediately. New Agriculture Loan Officer Mid-Kansas Credit Union would like to welcome John Vogt as the new agriculture loan officer. Vogt has previously worked with the farm loan program with the U.S. Department of Agriculture for 34 years. Vogt has farmed with his family in the Hesston areas and attended Fort Hays State University and earned bachelor's degrees in agriculture and economics. Please come by the Moundridge office and introduce yourself to John and ask us about all of the agricultural products we have to offer. Customer Service Available in Spanish The Moundridge branch now has a full-time, Spanish speaking teller to assist our members who would like to conduct their business in Spanish. MoneyDesktop Now Available MoneyDesktop is now available on MKNet! This new service is free to all of our members. MoneyDesktop is a personal financial management tool that includes account aggregation, budget development, and expense tracking. See the Manager's Memo in our Third Quarterly Newsleter for more specifics on what each of these functions are. A number of additional functions are being developed and will be made available to you as soon as they are completed. Try this new service and let us know if you have any questions or suggestions. Sign up for E-Statements Mid-Kansas Credit Union is going green! By signing up for E-Statement, you're helping save the ecosystem. Sign up for E-Statements through our website by clicking here or visiting with one of our tellers. NCUA Notice of Insurance Coverage Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts. All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in adddition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules. The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit acount) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn intesest or dividends, a negotiable order of withdrawl ("NOW") account, money-market deposit account, and Interest of Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov. Quarterly Newsletter Available Online! You can now view our quarterly newsletter, Dollar$ & $en$e, online. Click here to view are current and past newsletters. New Debit Card Scam A new debit cards scam has been targeting people in three states, one of them including Kansas. The scam is targeting both banks and credit unions. The scam is a automated message that says "your debit card has been disabled temporarily." The recorded message then asks you to press 1 to reactivate your card. Next, the recording asks you to "please punch in your 16 digit card number." DO NOT ENTER YOUR CARD NUMBER. If you enter your card number your account will be cleared out within the hour. Athough the name of the credit union is used in the recording it is not authentic. Mid-Kansas Credit Union will never ask you for your debit card number over the phone or by e-mail and does not use recorded messages to communicate with its members. Read this to learn more. Overdraft Privilege On Your Account is Changing Due to recent changes in legislation, overdraft protection on you account is changing. To continue your current overdraft protection on ATM and everyday debit card transactions be sure to opt-in soon. New regulations require individuals to specifically request overdraft coverage for ATM and everyday debit card transactions. What this means to you If you do not want the credit union to pay overdrafts of ATM and everyday debit card transactions, no further action is necessary. After August 14, 2010 we may not authorize and pay overdrafts for ATM and everyday debit card transactions. What happens if I don't choose to opt-in? Questions? New Convenience for Your ATM and Debit Cards Mid-Kansas Credit Union is now a part of the CO-OP ATM Network. CO-OP Network member credit unions are able to provide their membership to more than 28,000 surcharge-free ATMs. CO-OP Network, operated by CO-OP Financial Services, offers the nation’s largest credit union only surcharge-free ATM network for people who belong to one of more than 3,000 participating member credit unions across the country. At this time we cannot accept deposits at any ATMs. Click here for the online ATM locator or call 888-SITE-CO-OP to find locations using the toll-free ATM locator! Look for the CO-OP Network symbol at participating ATMs.
NCUA Increases Account Insurance Up to $250,000 The Emergency Economic Stabilization Act of 2008, signed into law on October 3, 2008, increased the insurance coverage on all accounts up to $250,000 through December 31, 2009. Previously accounts were insured up to $100,000. This increase is in response to the concerns about the recent economic conditions. This insurance protects members against losses if a federally insured credit union should fail. You can confidently join and conduct business with federally insured credit unions because no member has ever lost money insured by the National Credit Union Share Insurance Fund (NCUSIF). As a result Mid-Kansas Credit Union members can be assured that their accounts are secure. Internet and E-Mail Scams Moundridge is not immune to the dark side of Internet and e-mail scams. It has come to our attention that there is currently a scam going around the area where people will receive an e-mail requesting their assistance. This e-mail asks for the recipient to take a delivery of either cashier's checks or money orders. Next, it will ask the recipient to cash them at local financial institutions and return a large portion of the cash to the sender and the recipient may keep the rest. In all of these cases the money orders and/or cashiers checks are either fake or fraudulent. As a service to our membership and community we here at Mid-Kansas Credit Union can determine if these correspondences and/or checks are legitimate. Please come in and see any one of our tellers or Anthony Jasso for verification. Remember there is no such thing as "something for nothing." Also, if it sounds too good to be true, it probably is. Don’t Be Fooled Don't be fooled by "e-mails" that ask you to open an attachment. As a policy, Mid-Kansas Credit Union never sends out unsolicited emails or asks for personal information over e-mail. Lower Visa Credit Card Rate Mid-Kansas Credit Union offers a lower rate on our Visa Credit Card. 10.9% APR |
