As of February 1, 2012
(Loan rates are subject to change and are listed as a general guide only. For up-to-date rates contact Mid Kansas Credit Union at 620-345-2980 )
| 2009 and newer** |
36 Months |
3.9% |
29.48 |
| 2009 and newer** |
48 Months |
3.9% |
22.53 |
| 2009 and newer** |
60 Months |
3.9% |
18.37 |
| 2008 and 2007 |
36 Months |
4.9% |
29.93 |
| 2008 and 2007 |
48 Months |
4.9% |
22.98 |
| 2008 and 2007 |
60 Months |
4.9% |
18.83 |
| 2006 and older / Other Secured |
36 Months |
5.9% |
30.38 |
| 2006 and older / Other Secured |
48 Months |
5.9% |
23.44 |
|
* Payment Factor = amount of loan divided by 1,000, taken times the payment factor. Example: The monthly payment for a new car loan of $10,000 for 36 Months @ 6.4% is (10,000/1,000)=10. 10 X 30.61 = monthly payment of $306.10.
** Loan rate good for new money purchases only. |
| Share Secured |
Up to 1 Year, Renewable |
4.00% |
| Education |
Up to 1 Year |
12% |
| Other Secured or Cosigner Only |
Up to 3 Years |
12% |
| Signature / Unsecured ($2,500 Max) |
Up to 1 Year |
15% |
| Open End / Line of Credit |
Up to 3 Years |
9.9% |
| Open End / Line of Credit |
Over to 3 Years |
10.9% |
| Overdraft Protection Loan |
N/A |
17% |
| VISA Credit Card |
N/A |
10.9% |
| Agriculture Real Estate 75% Loan to Value |
Up to 20 Years |
4.75% |
| Agricultural Operations |
Up to 5 Years |
6.00% |
| Commercial |
Up to 5 Years |
6.50% |
|
| In House 70% Loan to Value |
5 Year balloon up to 20 years1 |
3.93% F |
| In House 80% Loan to Value |
5 Year balloon up to 20 years1 |
4.43% F |
| In House 2nd Mortgage 75% LTV |
Up to 10 years |
4.93% F |
1 Fixed rate applies for a five year period. After the five years the loan is refinanced for another five years at the current rate.
